Joint Accounts
How Can I Tell My Partner I Want to Separate Our Finances?
Ever since we combined our money, we’ve been fighting all the time
Dear Joint Accounts,
My partner and I have lived together for several years now, and we made the decision to finally merge our finances about a year ago. Since then, it’s become clear to me that that was a mistake: We have very different spending habits, and we’ve been fighting a lot more about money than we did when we kept things separate.
I’d like us to go back to the way things were, but I know that’s easier said than done. So my question is twofold: One, how do I present this in a way that doesn’t cause conflict or make my partner think I’m looking for a way out of the relationship? And two, how do we actually go about disentangling our finances in a way that’s fair to both of us?
Sincerely,
Ready to Be Financially Solo
First of all, don’t think of this as a step backward. You’re taking the necessary steps to strengthen your relationship: You combined your finances, it brought up some issues for both of you, and now you know you’ll need to work on those issues if you want to stay together. That’s a good thing. It’s progress — which is exactly how you…
