Do I Need a Financial Therapist?

We all have our own ‘money scripts’ instilled by our parents early on

GABY DUNN
Forge

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Illustration: Reza Hasni

AA few years ago, I stormed into my apartment, where my sister was lounging on my couch, watching TV. As she paused RuPaul’s Drag Race to say hi, I breezed past her and into my room.

“You okay?” she asked.

“I just need to cry,” I said, as I shut my door.

“Oh no! About what?”

The truth was that I was breaking down about money. Again. Even thinking about money made me nervous. I’ve always worked multiple jobs but somehow barely scraped by. I never budgeted. I never checked my bank account balance unless I got an overdraft notice. I never anticipated taxes or paid down my student loan or credit card debts. I only ever confronted my finances when I was in crisis mode. And once I’d somehow barely escape total doom, I repeated the process.

I considered lying to my sister, but I was too exhausted.

“Money,” I finally admitted. Then I sobbed for hours.

Crying more than three times a month about the same thing would seem to indicate a problem worth bringing up in therapy. But every week, my therapist and I talked about relationship doubts, family trauma, career jealousy — all the classic issues — without…

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